About Us
Welcome to Essex Capital Finance
Your trusted partner in navigating the financial landscape. With over 20 years of dedicated service, we are a leading SME finance brokerage in the UK. Our commitment to excellence ensures tailored solutions, making us the go-to choice for businesses seeking expert guidance and financial success.
Who We Are
Our Values
We’re not just a broker; we are a finance partner that prioritises your needs. Our values distinguish us and form the foundation of everything we do.
Our Team
Meet the team
Ellie Williams
Director
Ellie is the better half of the business and is vital to ensuring that all administration tasks and compliance is up to scratch. Her day to day will be working with funders to get deals signed up and ensuring all proposals are sent out with the relevant information. On her off time you will probably find her at some form of pilates or fitness class followed up with an iced matcha latte.
Josh Carroll-Smith
Director
Josh founded the business with his 10+ years of experience in working inside banks and brokerages across the UK and is now utilising his knowledge to benefit every client we work with. Josh is drawn to building strong relationships with clients and funders as it is the most effective way to do business. He is an Arsenal and through and says that if he can support Arsenal for 25+ years then he is willing to go to all lengths to secure business finance for his clients!
Chris Young
Senior Finance Broker
Chris is a well experienced broker with over 5 years experience in the industry working with fintech lenders and brokers. Chris has a general passion for cars and is a great broker to handle any vehicle or equipment based finance. Chris is a Man City fan which means he is all about the money which goes hand in hand with the role! He also spends time with the 2 kids as much as possible.
Our Progress
FAQS
Frequently Asked Questions
These are some of the top questions that we get asked by clients
We offer a variety of business loan options tailored to meet the specific needs of your business, including term loans, working capital loans, equipment financing, and more.
Loan amounts vary based on factors such as your business’s financial health, credit history, and the type of loan you’re applying for. We work with you to determine a suitable loan amount for your unique circumstances.
Eligibility criteria can vary, but generally, factors such as your business’s creditworthiness, revenue, and time in operation are considered. Our team will guide you through the specific requirements during the application process.
The required documents may include business financial statements, tax returns, bank statements, and other relevant information. Our loan specialists will provide you with a checklist to ensure a smooth application process.
The approval timeline can vary depending on the complexity of the loan and the completeness of the application. We strive to process applications efficiently and keep you informed at every stage.Our fastest turnaround for a deal was 2 hours from application to payout.
Interest rates depend on various factors, including the type of loan, your creditworthiness, and current market conditions. Our team will work with you to secure competitive rates tailored to your business profile.
Yes, we understand that businesses may face challenges. We work with a range of lenders, and our team will explore options suitable for your specific situation.
Yes, we have financing solutions designed to support startup businesses. Our specialists can guide you through the available options to help your business thrive.
We cater to a wide range of industries. Whether you’re in retail, manufacturing, technology, or any other sector, we can discuss loan options that align with your business goals.
Partner with us at Essex Capital Finance
Offer your clients flexibility with our financing solutions
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Accountants, Financial
advisers & brokers - B2B Companies
