Case study

Property Developer - Flexi line of credit

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Property Developer - Flexi line of credit

In the dynamic realm of property development, a forward-thinking company faced the challenge of managing fluctuating working capital needs between property sales.         We played a pivotal role in helping the company secure a revolving line of credit, providing the flexibility necessary to navigate the ebbs and flows of their business cycle.

Conducting a thorough financial assessment, I collaborated closely with the property development company to identify the peaks and valleys in their cash flow. Recognizing the need for a versatile financial solution, we crafted a strategic plan to leverage a revolving line of credit that could be drawn upon when working capital demands were high, and repaid during periods of property sales.

I meticulously prepared a compelling proposal, emphasising the company’s track record, market positioning, and the potential for future growth. Engaging with financial institutions that specialised in real estate development, I successfully negotiated terms that aligned with the company’s unique needs.

With the secured revolving line of credit, the property development company gained the agility to seize opportunities and effectively manage cash flow gaps, ensuring uninterrupted progress in their projects. This financial tool not only enhanced their operational efficiency but also empowered the company to thrive in a competitive market, exemplifying the synergy between strategic financial planning and sustainable property development.

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What types of business loans do you offer?

We offer a variety of business loan options tailored to meet the specific needs of your business, including term loans, working capital loans, equipment financing, and more.

How much can I borrow for my business?

Loan amounts vary based on factors such as your business’s financial health, credit history, and the type of loan you’re applying for. We work with you to determine a suitable loan amount for your unique circumstances.

What are the eligibility criteria for obtaining a business loan?

Eligibility criteria can vary, but generally, factors such as your business’s creditworthiness, revenue, and time in operation are considered. Our team will guide you through the specific requirements during the application process.

What documents do I need to apply for a business loan?

The required documents may include business financial statements, tax returns, bank statements, and other relevant information. Our loan specialists will provide you with a checklist to ensure a smooth application process.

How long does the loan approval process take?

The approval timeline can vary depending on the complexity of the loan and the completeness of the application. We strive to process applications efficiently and keep you informed at every stage.Our fastest turnaround for a deal was 2 hours from application to payout.

What interest rates can I expect on business loans?

Interest rates depend on various factors, including the type of loan, your creditworthiness, and current market conditions. Our team will work with you to secure competitive rates tailored to your business profile.

Can I apply for a business loan if I have a less-than-perfect credit history?

Yes, we understand that businesses may face challenges. We work with a range of lenders, and our team will explore options suitable for your specific situation.

Do you offer financing options for startups?

Yes, we have financing solutions designed to support startup businesses. Our specialists can guide you through the available options to help your business thrive.

What industries do you specialize in for business loans?

We cater to a wide range of industries. Whether you’re in retail, manufacturing, technology, or any other sector, we can discuss loan options that align with your business goals.

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